U3.8 (N:) As for Allah’s creating acts, we believe that the real doer or everything is Allah. He is the one who burns, not the fire or the person who lighted the fire; He is the one who cuts, not the knife or the person holding the knife; He is the one who drowns a man, not the water or the person who threw him in, and so forth. Here, people always raise the question that if Allah Most High is the real doer, why are people held responsible? The answer is that Allah Most High does not hold people responsible for creating the act, but rather for choosing the act. One proof of this is that a person who cannot choose is not held responsible, such as someone asleep, insane, a child, forced, unremembering, or someone who makes an honest mistake. The legal responsibility of such people is lifted because they lack full voluntary choice. Another proof is that Nimrod sinned for choosing to burn Ibrahim (upon whom be peace) even though Ibrahim did not burn (koran 21:69); and that Ibrahim (Upon whom be peace) became the Friend of the All-merciful for choosing to sacrifice his son out of obedience to Allah,even though his knife did not cut and his son was not sacrificed (Koran 37:105), all of this showing that the servant is held responsible for his choice, which scholars of the divine unity (tawhid) term the servant’s acquisition (kasb).
As for Allah’s eternally preexistent knowledge, we believe that Allah knows everything before, during, and after it is, and knows how it is when it occurs. But does the servant have acess to this knowledge? Not at all. So the servant chooses to do acts on the basis of a desire within himself, not because he knows Allah’s knowledge, and he is held responsible for his choice even though it corresponds with Allah’s eternally preexistent knowledge.
It is clear from the above that belief in destiny means that Muslims believe Allah has destined and ordained matters in past eternity, and that nothing in existence lies outside of His eternal will, and He is the Creator of everything, while the servant is only held responsible for his own choice (Mudhakkirai fi al-tawhid (y113), 41-12). [Relliance of the Traveller, U3.8, pg613-4]
First humans are only tools in the hand of Allah ie when we light a fire it is Allah who has lighted it and burned the wood. Second everything is predestined which reinforces the first point.
This is the kind of belief that destroys a nation for eternity. I can criticize Islam as much as I can but Muslim scholars are the biggest liability to Islam.